Thursday, 3 April 2014

Resilience and healthy finance

Money is like time, if you do not organize it well you never have enough of it. Besides it seems the more money: the more worries. And the less money, also: the more worries!

Once the walls of Ninive were so huge and wide that three war-chariots could ride it next to each other. Ninive was truly an unconquerable city. During daytime tens of thousands slaves worked on the wall, to repair it and to increase it. At night the slaves were chained to the wall. So, they were quite literally chained to the wall for life! Who were these slaves? About 50% of them were people that Ninive had captured from its enemies. The other 50% were people that used to be citizens of the city! As a citizen of Ninive, if you were in debt and you did not pay your debt in time, you were forced to become a ‘slave of the wall’. And if that was not enough in order to pay off your debt, then your entire family had to share your fate. It gets even worse. Even if you ‘paid off’ your debts after years of hardship, you could not regain your freedom. Once a slave, you remained a slave for life!

This example, of a time – about 3000 years ago, shows in a rather harsh way the reality of what debt actually does with people. If debts piles up, one finds himself chained to the wall of hopelessness. Thankfully, in the more prosperous countries like the Netherlands and Germany, there are various possibilities to get support with debt settlement. Nonetheless, debt remains a true and ugly energy- and resilience-killer for the ones involved!

Though money in itself is neutral, the way we deal with it is far from it. Spoiled people constantly feel like others have to take care that there is plenty of money for them to spend. Greedy people are always afraid that they have too little, and keep on amassing more and more. Also money works – in some aspects – the same way that power works. Both can give you the feeling of being independent, of being in charge (that is, if you have ‘enough’ money and power).

Experiencing that kick – of being able to determine things for yourself – is not at all a problem. It is one of the basic kicks in life: the feeling of being independent, of making own decisions, of creating something new, etc. But, if you get addicted to that kick, you want to experience it more and more. And you start doing stupid things. The same is true for money. Especially for the ones with a talent for making money, they experience that kick of getting more and more. The ‘less talented ones’ in this aspect face another serious problem. They face the misery of being in debt. Both suffer from the negative impact of money.

Nonetheless, everybody can learn to deal with it in a healthy way. To use money as a tool to shape your life in positive way! Usually you learn to deal with money this way as a young adult. But if you have not learned it well, money easily becomes a energy- and resilience-killer instead of a positive structural resource.

In the 18th century there was a lot of chaos and misery amongst the common civilians. In France it lead to the French Revolution. In England it lead to a movement of ‘restoration at the base’. One of the most inspiring people that contributed to everybody’s bettering was John Wesley. He was a pioneer and a leader of the Methodists movement. This movement, which originated from the Protestant Church, brought groups of citizens together to take responsibility for their surroundings, and for the society as a whole! It realized a constructive ‘bottom-up-revolution’ amidst the poverty and misery of the 18the century.

John Wesley was aware of the fact that it is rather important to educate the young and the old how to deal with money in a healthy way. So, he organized teachings on this subject. You might think now, ‘this was hundreds of years ago, how is this even relevant!?’ The fact that there still are tens of thousands that are in serious debt-problems makes it relevant by itself, I would say. Before we go deeper into the teachings of dealing with money in a healthy way, we take a quick look at John Wesley’s credo:

1.     What is enough?
2.     Earn as much as you can (within reason)!
3.     Safe as much as you can (within reason)!
4.     Give as much as you can (within reason)!

In the following blogs we will work our way through these 4 guidelines. For now, ask yourself: in what situation am I at present? Enough? Too little? Too much?


Paul

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